Terms of Use

Welcome to X-money. By using our service, you agree to these terms. Please read them carefully.

1. Acceptance of Terms

By accessing or using the X-money application, you agree to be bound by these Terms of Service ("Terms"). If you don't agree to these Terms, do not use the Service.

2. Description of Service

X-money is an AI-powered expense management application that helps users track spending, create budgets, and manage their finances.

3. User Accounts

To use certain features of the Service, you must create an account. You are responsible for maintaining the confidentiality of your account and password.

4. Privacy

Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and disclose your personal information.

5. Prohibited Conduct

You agree not to engage in any of the following prohibited activities: (1) Violating any applicable laws or regulations, (2) Infringing on the intellectual property rights of others, (3) Attempting to interfere with or disrupt the Service, (4) Using the Service for any fraudulent or illegal purpose.

6. Termination

We may terminate or suspend your account and access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Service, us, or third parties, or for any other reason.

7. Changes to the Service and Terms

We reserve the right to modify or discontinue, temporarily or permanently, the Service with or without notice. We may also modify these Terms from time to time.

8. Disclaimer of Warranties

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied.

9. Limitation of Liability

To the fullest extent permitted by applicable law, X-money shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

10. Governing Law

These Terms shall be governed by the laws of Vietnam, without regard to its conflict of law provisions.